When the monthly NSandI prize draw is announced, or if you have cash in any unclaimed prizes, it's worth knowing how to check for Premium Bonds
One of the most well-liked savings products in the nation is the National Savings and Investments Premium Bond. However, how can one find Premium Bonds that might have been overlooked and how can one go about getting any unclaimed rewards back?
Methods for looking for premium bonds.
Premium bonds are always valid until they are cashed in, so it's worth looking for them even if you believe you may have some from decades ago.
To locate lost Premium Bonds, go to nsandi.com/forms and search for the "Lost Savings Tracking Form." This form can be filled out online, or you can download and print a copy to fill out by hand.
For the latter, submit your filled-out form to Tracing Service, NS&I, Sunderland, SR43 2SB.
NS&I will get in touch with you after it's finished and let you know if you have any lost Premium Bonds.
Otherwise, mylostaccount . org . uk is an option. Finding lost accounts or savings is made easier with this free service from UK Finance and the Building Societies Association. If you have any other lost accounts, it might be worthwhile to visit as the service is not limited to NS&I products.
If you're attempting to locate Premium Bonds on someone else's behalf, make sure you have the legal authority to do so, such as as an executor or under a power of attorney. NS&I advises contacting them for guidance on tracking down another person's accounts or investments.
People who live overseas can still own Premium Bonds, so even if you have left the UK, it is still worthwhile to check if you have any unclaimed prizes or lost Premium Bonds.
NS&I has a useful list of contacts who might be able to help you if you need more assistance or direction.
How to look for prizes with the Premium Bond.
Both online and through the mail, there are several methods to check for prizes.
The nsandi . com prize checker or the official prize checker app, which is accessible on iOS and Android, are the simplest methods. You can see the prizes available that month, any winnings you may have made during the previous six draws, and any prizes that haven't been claimed using either of these methods.
Your NS&I or holders number, which consists of either nine or ten digits or eight digits followed by a letter, is required to check using the prize checker app, and your Premium Bonds holders number is required to use the website.
Do not worry if you are unable to provide your Premium Bonds number. Your eleven-digit NS&I number, which begins with an 11, 21, 31, or 41, can be used on the app to check for prizes.
Make use of Alexa.
If you have a compatible device and have successfully set it up, you can also use your Alexa-enabled device to see if you have won. Upon receiving the command, Alexa will be able to provide you with information about any future draws, as well as whether you have won a prize and its value.
You must enter your NS&I number and enable the NS&I Premium Bonds prize checker skill on your Alexa app in order to get it set up. Once that's done, you can use your smart speaker to keep up with everything Premium Bonds.
The process of looking for unclaimed Premium Bond awards from previous years.
You might discover that you still have some long-forgotten rewards from years ago because investors can claim their Premium Bond prizes at any time.
NS&I reported in March 2025 that 2,530,260 prizes totaling 95,312,325 were still pending claim.
In addition to checking for prizes via the NS&I website, app, or Alexa, there are other methods to see if you have any money that is just waiting to be claimed.
For free, you can contact NS&I at 08085 007 007 if you are enrolled in online or phone services.
You may write to NS&I to inquire about any unclaimed prizes if you are not registered. Your letter must include the following information to assist them in finding any possible prizes for you.
Number of Premium Bonds holder Your current name Any past names Your current address Any past addresses where Bonds may have been registered Your signature Please send your letter to NS&I, Sunderland SR43 2SB.
It is not possible to have prizes sent straight to your bank account; instead, they will be sent to your home address.
How will I get paid for my prize?
Your preferences will determine how your prizes are paid out. People who have chosen automatic payments, for instance, will receive their cash prizes in their bank account. As an alternative, you may have decided to reinvest your gains.
More than 90% of prizes, according to NS&I, are either automatically reinvested into additional Premium Bonds or paid straight into the winners' bank accounts.
You will receive a check if you haven't chosen either, so make sure your address is current. If you would like, you can modify your payment method on the NS&I website.
Read More about the National Savings and Investments Premium Bond from Amazon (company).
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